Our Expertise

As a physician, you are trained to assess each unique medical situation and treat the patient accordingly. At times, you may need to seek the support of a specialist to augment their care. It is the same at PTICM.

At Plan to Invest Capital Management we offer a broad range of services to meet your many financial needs, however, we recognized that we don’t know everything. That is why, unlike other financial advisors, we collaborate with a collective of investment experts to further maximize the probability of achieving what is most important to you.

It’s about knowing what questions to ask and having the expertise and resources available to answer those questions smartly.

Plan to Invest Capital Management, Inc. services include:

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Active Asset Management

The first step to management is identifying the things you own, such as cash, investments, real estate, collections and personal property. We can then create strategies to help build, grow and distribute your wealth. We offer our clients the collective management of their asset portfolios, including financial analysis, asset selection, plan implementation, and performance monitoring.

Because financial markets are dynamic and evolving, new opportunities and risks are created daily. That's why quality investment management requires new thinking to effectively navigate these changes. The financial advisors at PTICM believe passive holding of a portfolio for an indefinite period no longer makes sense. Rather, active asset management, which is designed to increase returns and reduce risk, can add value to a client's investment portfolio.

Plan to Invest's tactical asset allocation approach selects securities through a risk/reward valuation. A "best fit" risk profile is developed for each person based on tolerance of market volatility. All assets are held at an independent third-party custodian.

Disclosure: It is important to remember that investment return and principal value of an investment will fluctuate, so that an investor's account value may be worth more or less than the original amount invested.

Financial Planning

The best financial plan is the one that compels you to make it a reality regardless of external factors. It is the one that is believable and sustainable, allowing you to keep moving forward for as long as it takes to get exactly where you choose to go. For these reasons, each financial plan is different by customer, transition and life stage:

  • Accumulation
  • Education
  • Self-Employment
  • Retirement
  • Divorce
  • Illness & Recovery
  • Cash Flow

We offer experience in matching your vision and values with proven strategies in budgeting, saving money, credit and debt management, estate planning, insurance assessment, mortgage review, college saving, tax planning, and investments.

Insurance Services

Insurance is an important part of effective financial plan. Different types of insurance protect you, your family and practice in different ways and no one form of insurance fits all insurance needs. Plan to Invest can help you assess the effectiveness of your current insurances with your financial plan and determine if there are any further insurances needs. We can also assist you with Life, Long Term Care and Disability Insurance.

Credit & Debt Management

Your credit score is your most important financial tool. A good credit score provides access to cash at low interest rates, helps you secure loans to start a new business, and gives a positive report to prospective employers. Knowing how to manage your debt is key to achieving and sustaining a good credit score.

PTICM, together with our strategic partners, can help you understand your credit behavior and how to build a better profile. We can also show you how to protect yourself from identity theft, and analyze your credit report to take intentional control of your small spending decisions.

Estate Planning

Without a Will your estate can cause your heirs unavoidable problems. Even the most basic of estate plans will protect your assets for those who will inherit your wealth. We can advise the critical elements you need to have in your estate plan, as well as connect you with our network of estate planners. Learning how to discuss your estate plans can also help prevent disputes and confusion.


Saving for retirement can be one of discipline, but when developing the ability to save, it can be a positive habit and starting early is always the best approach. Like getting married or having your first child, retirement is a milestone event and one which requires thought and planning. Determining your retirement income goals and the actions needed to achieve these goals is the first step toward the retirement you desire. With a well-planned strategy can create a plan that you can live with.

Other Services

  • Financial Coaching
  • Consultation of Senior Transitions
  • Basic Business Planning
  • Buy/sell Agreement Funding
  • Beneficiary Review
  • Nonqualified Deferred Compensation