Services

We live in a very fast paced world.


Information is available, since Google is now a verb, in every format almost instantly. This presents an opportunity and a challenge then as to what is the specific type of information that fits you and your current situation. 


Secondly, the world is getting smaller. The United States economy and how we do business is being impacted by both geopolitical concerns, economic and weather throughout the world.

 

Our lives are generally very busy and getting busier as we continue to try and cope with all that is happening in our immediate world not to mention what is going on in our world of work and the local, regional and world community. 


How can we help you?


First, by understanding your world, your opportunities and your challenges.  Secondly, to know that everything that impacts you financially is important and has a very high priority in your world. There are four basic concerns for most people financially. Cash Flow, Taxes, Estate Planning or Wills and Investment. Anyone of these that are not addressed can impact the others


In other words, you have to be prepared for the unexpected. As we all know, life happens but at least we can set up some plans evolutionary in nature but plans that could help.




Plan To Invest Capital Management, Inc. services include:

  • Active Asset Management
  • Financial Planning
  • Insurance Services
  • Credit & Debt Management
  • Estate Planning
  • Other Services




Active Asset Management 

The first step to management is identifying the things you own, such as cash, investments, real estate, collections and personal property. We can then create strategies to help build, grow and distribute your wealth. We offer our clients the collective management of their asset portfolios, including financial analysis, asset selection, plan implementation, and performance monitoring.


Because financial markets are dynamic and evolving, new opportunities and risks are created daily. That's why quality investment management requires new thinking to effectively navigate these changes. The advisors at PTICM believe passive holding of a portfolio for an indefinite period no longer makes sense. Rather, active asset management, which is designed to increase returns and reduce risk, can add value to a client's investment portfolio.


Plan to Invest's tactical asset allocation approach selects securities through a risk/reward valuation. A "best fit" risk profile is developed for each person based on tolerance of market volatility. All assets are held at an independent third-party custodian.


Disclosure: It is important to remember that investment return and principal value of an investment will

fluctuate, so that an investor's account value may be worth more or less than the original amount invested.




Financial Planning

The best financial plan is the one that compels you to make a reality regardless of external factors. It is the one that is believable and sustainable, allowing you to keep moving forward for as long as it takes to get exactly where you choose to go. For these reasons, each financial plan is different by customer, transition and life stage:

  • Accumulation
  • Education
  • Self-Employment
  • Retirement
  • Divorce
  • Illness & Recovery

We offer experience in matching your vision and values with proven strategies in budgeting, saving money, credit and debt management, estate planning, insurance assessment, mortgage review, college saving, tax planning, and investments.




Insurance Services

We can help you assess the effectiveness of your current insurances with your financial plan and needs. We can also assist you with Life, Long Term Care and Disability Insurance.




Credit & Debt Management

Your credit score is the most important financial tool. A good credit score provides access to cash at low interest rates, helps you secure loans to start a new business, and gives a positive report to prospective employers. Knowing how to manage your debt is key to achieving and sustaining a good credit score. 


Together with our strategic partners, we can help you understand your credit behavior and how to build a better profile. We can also show you how to protect yourself from identity theft, and analyze your credit report to take intentional control of your small spending decisions.




Estate Planning

Without a Will your estate can cause your heirs unavoidable problems. Even the most basic of estate plans will protect your assets for those who will inherit your wealth. We can advise the critical elements you need to have in your estate plan, as well as connect you with our network of estate planners. Learning how to discuss your estate plans can also help prevent disputes and confusion.




Other Services

  • Financial coaching
  • Consultation of senior transitions
  • Basic business planning
  • Buy/sell agreement funding
  • Beneficiary Review
  • Nonqualified deferred compensation